{"id":481,"date":"2024-09-01T16:28:17","date_gmt":"2024-09-01T14:28:17","guid":{"rendered":"https:\/\/finanedi.es\/blog\/?p=481"},"modified":"2024-11-07T16:02:38","modified_gmt":"2024-11-07T15:02:38","slug":"modelo-145-de-irpf-todo-lo-que-necesitas-saber","status":"publish","type":"post","link":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/","title":{"rendered":"Modelo 145 de IRPF"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"481\" class=\"elementor elementor-481\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99a478f e-flex e-con-boxed e-con e-parent\" data-id=\"99a478f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f092cdd elementor-widget elementor-widget-heading\" data-id=\"f092cdd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 es el Modelo 145 de IRPF?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-27754e9 e-flex e-con-boxed e-con e-parent\" data-id=\"27754e9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee28267 elementor-widget elementor-widget-text-editor\" data-id=\"ee28267\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El <strong>Modelo 145<\/strong> es un documento esencial en el \u00e1mbito fiscal espa\u00f1ol, utilizado por los trabajadores para comunicar a sus empleadores las circunstancias personales y familiares que afectan a la retenci\u00f3n del Impuesto sobre la Renta de las Personas F\u00edsicas (IRPF). Esta comunicaci\u00f3n permite a los empleadores calcular de manera m\u00e1s precisa las retenciones que deben aplicar a las n\u00f3minas de sus empleados.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e1c57e e-flex e-con-boxed e-con e-parent\" data-id=\"3e1c57e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4d4e40 elementor-widget elementor-widget-heading\" data-id=\"d4d4e40\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Importancia del Modelo 145<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0f65700 e-flex e-con-boxed e-con e-parent\" data-id=\"0f65700\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a83d21 elementor-widget elementor-widget-heading\" data-id=\"3a83d21\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Ajuste preciso de retenciones<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-097b494 e-flex e-con-boxed e-con e-parent\" data-id=\"097b494\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2487eb6 elementor-widget elementor-widget-text-editor\" data-id=\"2487eb6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El objetivo principal del <strong>Modelo 145<\/strong> es garantizar que las retenciones de IRPF sean ajustadas de acuerdo con la situaci\u00f3n personal y familiar de cada empleado. Un ajuste preciso evita tanto retenciones excesivas, que podr\u00edan reducir innecesariamente el salario neto del trabajador, como retenciones insuficientes, que podr\u00edan resultar en una deuda tributaria al final del a\u00f1o fiscal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36bfa53 e-flex e-con-boxed e-con e-parent\" data-id=\"36bfa53\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df36458 elementor-widget elementor-widget-heading\" data-id=\"df36458\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Beneficios fiscales y reducciones<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62c300b e-flex e-con-boxed e-con e-parent\" data-id=\"62c300b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-999437e elementor-widget elementor-widget-text-editor\" data-id=\"999437e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Completar correctamente el Modelo 145 permite a los empleados beneficiarse de diversas reducciones fiscales, tales como:<\/p><ul><li><strong>Reducci\u00f3n por c\u00f3nyuge a cargo<\/strong>: Si el c\u00f3nyuge no tiene ingresos superiores a 1.500 euros anuales.<\/li><li><strong>Reducci\u00f3n por hijos a cargo<\/strong>: Se aplica una reducci\u00f3n por cada hijo menor de 25 a\u00f1os que conviva con el trabajador y no tenga ingresos superiores a 8.000 euros anuales.<\/li><li><strong>Reducci\u00f3n por discapacidad<\/strong>: Se aplica una reducci\u00f3n adicional si el trabajador, su c\u00f3nyuge o sus hijos tienen una discapacidad reconocida.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73cddb5 e-flex e-con-boxed e-con e-parent\" data-id=\"73cddb5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44b571a elementor-widget elementor-widget-heading\" data-id=\"44b571a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00bfC\u00f3mo Completar el Modelo 145?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c70acc e-flex e-con-boxed e-con e-parent\" data-id=\"2c70acc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7deeb4 elementor-widget elementor-widget-heading\" data-id=\"a7deeb4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Paso 1: Datos personales<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5425b9b e-flex e-con-boxed e-con e-parent\" data-id=\"5425b9b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3984ad9 elementor-widget elementor-widget-text-editor\" data-id=\"3984ad9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En la primera secci\u00f3n del Modelo 145, debes proporcionar tus datos personales, incluyendo nombre completo, n\u00famero de identificaci\u00f3n fiscal (NIF), estado civil y fecha de nacimiento.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5aee5c5 e-flex e-con-boxed e-con e-parent\" data-id=\"5aee5c5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-794aa13 elementor-widget elementor-widget-heading\" data-id=\"794aa13\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Paso 2: Situaci\u00f3n familiar<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b37a73 e-flex e-con-boxed e-con e-parent\" data-id=\"5b37a73\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1d144c elementor-widget elementor-widget-text-editor\" data-id=\"c1d144c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En esta secci\u00f3n, deber\u00e1s indicar tu situaci\u00f3n familiar, seleccionando una de las siguientes opciones:<\/p><ol><li><strong>Situaci\u00f3n 1<\/strong>: Soltero, viudo, divorciado o separado sin hijos a cargo.<\/li><li><strong>Situaci\u00f3n 2<\/strong>: Casado y tu c\u00f3nyuge no tiene ingresos superiores a 1.500 euros anuales.<\/li><li><strong>Situaci\u00f3n 3<\/strong>: Otros casos, incluyendo solteros, viudos, divorciados o separados con hijos a cargo, y casados con c\u00f3nyuge con ingresos superiores a 1.500 euros anuales.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-caadf1f e-flex e-con-boxed e-con e-parent\" data-id=\"caadf1f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-089f79c elementor-widget elementor-widget-heading\" data-id=\"089f79c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Paso 3: Hijos y otros descendientes<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-399f446 e-flex e-con-boxed e-con e-parent\" data-id=\"399f446\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a0162c elementor-widget elementor-widget-text-editor\" data-id=\"3a0162c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Aqu\u00ed, debes especificar el n\u00famero de hijos y otros descendientes menores de 25 a\u00f1os o con discapacidad de cualquier edad que conviven contigo y no tienen ingresos superiores a 8.000 euros anuales. Incluye tambi\u00e9n el NIF de cada hijo o descendiente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e7b8b97 e-flex e-con-boxed e-con e-parent\" data-id=\"e7b8b97\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f202a77 elementor-widget elementor-widget-heading\" data-id=\"f202a77\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Paso 4: Ascendientes<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-daaeb14 e-flex e-con-boxed e-con e-parent\" data-id=\"daaeb14\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-764ed42 elementor-widget elementor-widget-text-editor\" data-id=\"764ed42\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si tienes ascendientes mayores de 65 a\u00f1os o con discapacidad que conviven contigo y no tienen ingresos superiores a 8.000 euros anuales, deber\u00e1s indicarlo en esta secci\u00f3n, junto con su NIF.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-616b495 e-flex e-con-boxed e-con e-parent\" data-id=\"616b495\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73b61cc elementor-widget elementor-widget-heading\" data-id=\"73b61cc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Paso 5: Discapacidad<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f8761a e-flex e-con-boxed e-con e-parent\" data-id=\"6f8761a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a75f6de elementor-widget elementor-widget-text-editor\" data-id=\"a75f6de\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En esta secci\u00f3n, debes se\u00f1alar si t\u00fa, tu c\u00f3nyuge, hijos o ascendientes a tu cargo tienen una discapacidad reconocida. Indica el grado de discapacidad y si necesitas ayuda de terceras personas o tienes movilidad reducida.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bba56a4 e-flex e-con-boxed e-con e-parent\" data-id=\"bba56a4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a57f8a elementor-widget elementor-widget-heading\" data-id=\"0a57f8a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Paso 6: Pago de hipoteca por adquisici\u00f3n de vivienda habitual<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e841583 e-flex e-con-boxed e-con e-parent\" data-id=\"e841583\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0465769 elementor-widget elementor-widget-text-editor\" data-id=\"0465769\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si adquiriste tu vivienda habitual antes del 1 de enero de 2013 y tienes derecho a deducci\u00f3n por inversi\u00f3n en vivienda habitual, deber\u00e1s indicarlo aqu\u00ed. Esto permitir\u00e1 ajustar la retenci\u00f3n de IRPF de acuerdo con la normativa vigente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b32c67 e-flex e-con-boxed e-con e-parent\" data-id=\"9b32c67\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-546da58 elementor-widget elementor-widget-heading\" data-id=\"546da58\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Plazo y forma de presentaci\u00f3n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-333ff59 e-flex e-con-boxed e-con e-parent\" data-id=\"333ff59\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26a65cb elementor-widget elementor-widget-text-editor\" data-id=\"26a65cb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El Modelo 145 debe ser presentado al empleador en el momento de iniciar la relaci\u00f3n laboral y cada vez que se produzcan cambios en las circunstancias personales o familiares que afecten a la retenci\u00f3n de IRPF. Es importante mantener actualizado este documento para evitar errores en las retenciones.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0519b5 e-flex e-con-boxed e-con e-parent\" data-id=\"c0519b5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0868cff elementor-widget elementor-widget-heading\" data-id=\"0868cff\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Consecuencias de no presentar o presentar incorrectamente el Modelo 145<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02c9a7f e-flex e-con-boxed e-con e-parent\" data-id=\"02c9a7f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23222e2 elementor-widget elementor-widget-text-editor\" data-id=\"23222e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No presentar el Modelo 145 o hacerlo incorrectamente puede tener varias consecuencias negativas:<\/p><ul><li><strong>Retenciones incorrectas<\/strong>: Si no se presentan los datos correctos, las retenciones de IRPF podr\u00edan ser inadecuadas, lo que podr\u00eda llevar a un pago excesivo de impuestos durante el a\u00f1o o a una deuda tributaria al final del a\u00f1o fiscal.<\/li><li><strong>Sanciones<\/strong>: En caso de fraude o informaci\u00f3n incorrecta deliberada, se pueden aplicar sanciones tanto al empleado como al empleador.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-467c8d23 e-flex e-con-boxed e-con e-parent\" data-id=\"467c8d23\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7a513ec6 e-con-full e-flex e-con e-child\" data-id=\"7a513ec6\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-49cf8dd4 e-flex e-con-boxed e-con e-child\" data-id=\"49cf8dd4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-698615fc elementor-widget elementor-widget-heading\" data-id=\"698615fc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Herramientas para impulsar<br>tu negocio<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bb2c180 elementor-widget elementor-widget-text-editor\" data-id=\"2bb2c180\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>FinanEDI es la soluci\u00f3n en la nube gratuita que permite automatizar y optimizar los procesos financieros, contables y administrativos de tu negocio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31053780 elementor-widget elementor-widget-button\" data-id=\"31053780\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/finanedi.es\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Crear cuenta gratis<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31b91129 e-con-full e-flex e-con e-child\" data-id=\"31b91129\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71537186 elementor-widget elementor-widget-image\" data-id=\"71537186\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"233\" src=\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Dashborad_00115-300x233.png\" class=\"attachment-medium size-medium wp-image-5370\" alt=\"Herramientas para impulsar tu negocio - FinanEDI\" srcset=\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Dashborad_00115-300x233.png 300w, https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Dashborad_00115-768x597.png 768w, https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Dashborad_00115.png 900w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec85f40 e-flex e-con-boxed e-con e-parent\" data-id=\"ec85f40\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-962b358 elementor-widget elementor-widget-spacer\" data-id=\"962b358\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4cad7eb e-flex e-con-boxed e-con e-parent\" data-id=\"4cad7eb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40250df elementor-widget elementor-widget-text-editor\" data-id=\"40250df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El Modelo 145 es una herramienta vital para asegurar que las retenciones de IRPF sean precisas y reflejen la situaci\u00f3n personal y familiar de cada trabajador. Completar este modelo correctamente no solo permite beneficiarse de reducciones fiscales, sino que tambi\u00e9n evita problemas futuros con la Agencia Tributaria. Mantener actualizada esta informaci\u00f3n y comunicar cualquier cambio relevante a tu empleador es fundamental para una correcta gesti\u00f3n fiscal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-798f8ed e-flex e-con-boxed e-con e-parent\" data-id=\"798f8ed\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c6b533 elementor-widget elementor-widget-spacer\" data-id=\"8c6b533\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-78021b9 e-flex e-con-boxed e-con e-parent\" data-id=\"78021b9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae5baa7 elementor-widget elementor-widget-heading\" data-id=\"ae5baa7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Preguntas frecuentes sobre el Modelo 145 de IRPF<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e3b64e e-flex e-con-boxed e-con e-parent\" data-id=\"9e3b64e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fff5c53 elementor-widget elementor-widget-spacer\" data-id=\"fff5c53\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7796a1e e-flex e-con-boxed e-con e-parent\" data-id=\"7796a1e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-81e36df elementor-widget elementor-widget-heading\" data-id=\"81e36df\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00bfCu\u00e1ndo debo presentar el Modelo 145 a mi empleador?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7bac6fe e-flex e-con-boxed e-con e-parent\" data-id=\"7bac6fe\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ed84e0 elementor-widget elementor-widget-text-editor\" data-id=\"3ed84e0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Debes presentar el Modelo 145 al iniciar una nueva relaci\u00f3n laboral y cada vez que haya cambios en tus circunstancias personales o familiares que afecten a la retenci\u00f3n del IRPF.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c2416c4 e-flex e-con-boxed e-con e-parent\" data-id=\"c2416c4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fe139e elementor-widget elementor-widget-heading\" data-id=\"8fe139e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 pasa si no presento el Modelo 145?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3fb92f1 e-flex e-con-boxed e-con e-parent\" data-id=\"3fb92f1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d681aac elementor-widget elementor-widget-text-editor\" data-id=\"d681aac\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si no presentas el Modelo 145, tu empleador aplicar\u00e1 la retenci\u00f3n est\u00e1ndar m\u00e1s alta, lo que podr\u00eda resultar en una retenci\u00f3n excesiva de IRPF en tu salario<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6376f7b e-flex e-con-boxed e-con e-parent\" data-id=\"6376f7b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d9ab43 elementor-widget elementor-widget-heading\" data-id=\"1d9ab43\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00bfPuedo modificar el Modelo 145 despu\u00e9s de haberlo presentado?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c649f19 e-flex e-con-boxed e-con e-parent\" data-id=\"c649f19\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-408cf8f elementor-widget elementor-widget-text-editor\" data-id=\"408cf8f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>S\u00ed, puedes modificar el Modelo 145 en cualquier momento si cambian tus circunstancias personales o familiares. Es importante notificar a tu empleador lo antes posible para ajustar las retenciones adecuadamente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e651fd8 e-flex e-con-boxed e-con e-parent\" data-id=\"e651fd8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01ea108 elementor-widget elementor-widget-heading\" data-id=\"01ea108\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 informaci\u00f3n necesito para completar el Modelo 145?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b1be584 e-flex e-con-boxed e-con e-parent\" data-id=\"b1be584\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7965d8a elementor-widget elementor-widget-text-editor\" data-id=\"7965d8a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Necesitas datos personales, situaci\u00f3n familiar, n\u00famero de hijos y otros descendientes, ascendientes a tu cargo, informaci\u00f3n sobre discapacidad y detalles sobre el pago de hipoteca por adquisici\u00f3n de vivienda habitual.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-622a1544 e-flex e-con-boxed e-con e-parent\" data-id=\"622a1544\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b7604b2 e-con-full e-flex e-con e-child\" data-id=\"b7604b2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a013173 elementor-widget elementor-widget-spacer\" data-id=\"7a013173\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1979e5b4 e-con-full e-flex e-con e-child\" data-id=\"1979e5b4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74357102 elementor-widget elementor-widget-heading\" data-id=\"74357102\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">No te pierdas...<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3fadab9a e-con-full e-flex e-con e-child\" data-id=\"3fadab9a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44d66cbc elementor-widget elementor-widget-katen-post-five\" data-id=\"44d66cbc\" data-element_type=\"widget\" data-widget_type=\"katen-post-five.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"padding-30 rounded bordered\">\n\n\t\t\t<div class=\"row infinite-wrapper\">\n\n\t\t\t\n\t\t\t\t<div class=\"col-md-12 col-sm-6 post-list-item post-item\">\n\t\t\t\t\t<!-- post -->\n\t\t\t\t\t<div class=\"post post-list clearfix\">\n\n\t\t\t\t\t\t<div class=\"thumb rounded\"><div class=\"inner\"><a href=\"https:\/\/finanedi.es\/blog\/modelo-425-impuesto-general-indirecto-canario\/\"><img decoding=\"async\" width=\"330\" height=\"250\" src=\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/12\/Modelo-425-330x250.jpg\" class=\"attachment-katen-thumb-list size-katen-thumb-list wp-post-image\" alt=\"Modelo 425. Impuesto General Indirecto Canario\" \/><\/a><\/div><\/div>  \n\n\t\t\t\t\t\t<div class=\"details clearfix\">\n\t\t\t\t\t\t\t<ul class=\"meta list-inline mb-3\">\n\t\t\t\t\t\t\t\t<li class=\"list-inline-item\"><a href=\"https:\/\/finanedi.es\/blog\/category\/contabilidad\/\">Contabilidad<\/a><\/li>\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<h5 class=\"post-title\"><a href=\"https:\/\/finanedi.es\/blog\/modelo-425-impuesto-general-indirecto-canario\/\">Modelo 425. Impuesto General Indirecto Canario<\/a><\/h5>\n\t\t\t\t\t\t\t<p class=\"excerpt mb-0\">\n\t\t\t\t\t\t\t\tEl Modelo 425 es un documento crucial para muchas empresas en Espa\u00f1a, especialmente para aquellas&hellip;\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"post-bottom clearfix d-flex align-items-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t<div class=\"col-md-12 col-sm-6 post-list-item post-item\">\n\t\t\t\t\t<!-- post -->\n\t\t\t\t\t<div class=\"post post-list clearfix\">\n\n\t\t\t\t\t\t<div class=\"thumb rounded\"><div class=\"inner\"><a href=\"https:\/\/finanedi.es\/blog\/modelo-303-del-iva-que-es-pymes-autonomos\/\"><img decoding=\"async\" width=\"330\" height=\"250\" src=\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/10\/Modelo-303-330x250.jpg\" class=\"attachment-katen-thumb-list size-katen-thumb-list wp-post-image\" alt=\"Modelo 303 - IVA - Modelo tributario\" \/><\/a><\/div><\/div>  \n\n\t\t\t\t\t\t<div class=\"details clearfix\">\n\t\t\t\t\t\t\t<ul class=\"meta list-inline mb-3\">\n\t\t\t\t\t\t\t\t<li class=\"list-inline-item\"><a href=\"https:\/\/finanedi.es\/blog\/category\/modelos-tributarios\/\">Modelos tributarios<\/a><\/li>\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<h5 class=\"post-title\"><a href=\"https:\/\/finanedi.es\/blog\/modelo-303-del-iva-que-es-pymes-autonomos\/\">Modelo 303 del IVA para pymes y aut\u00f3nomos<\/a><\/h5>\n\t\t\t\t\t\t\t<p class=\"excerpt mb-0\">\n\t\t\t\t\t\t\t\tEl Modelo 303 del IVA es un tr\u00e1mite esencial para cualquier peque\u00f1a o mediana empresa&hellip;\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"post-bottom clearfix d-flex align-items-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t<div class=\"col-md-12 col-sm-6 post-list-item post-item\">\n\t\t\t\t\t<!-- post -->\n\t\t\t\t\t<div class=\"post post-list clearfix\">\n\n\t\t\t\t\t\t<div class=\"thumb rounded\"><div class=\"inner\"><a href=\"https:\/\/finanedi.es\/blog\/modelo-369-declaraciones-de-iva-del-regimen-one-stop-shop-oss\/\"><img loading=\"lazy\" decoding=\"async\" width=\"330\" height=\"250\" src=\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/12\/Modelo-369-330x250.jpg\" class=\"attachment-katen-thumb-list size-katen-thumb-list wp-post-image\" alt=\"Modelo 369. Declaraciones de IVA del r\u00e9gimen One Stop Shop (OSS)\" \/><\/a><\/div><\/div>  \n\n\t\t\t\t\t\t<div class=\"details clearfix\">\n\t\t\t\t\t\t\t<ul class=\"meta list-inline mb-3\">\n\t\t\t\t\t\t\t\t<li class=\"list-inline-item\"><a href=\"https:\/\/finanedi.es\/blog\/category\/contabilidad\/\">Contabilidad<\/a><\/li>\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<h5 class=\"post-title\"><a href=\"https:\/\/finanedi.es\/blog\/modelo-369-declaraciones-de-iva-del-regimen-one-stop-shop-oss\/\">Modelo 369. Declaraciones de IVA del r\u00e9gimen One Stop Shop (OSS)<\/a><\/h5>\n\t\t\t\t\t\t\t<p class=\"excerpt mb-0\">\n\t\t\t\t\t\t\t\tEl Modelo 369 es una herramienta esencial para las empresas que proporcionan servicios electr\u00f3nicos, telecomunicaciones&hellip;\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"post-bottom clearfix d-flex align-items-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t<div class=\"col-md-12 col-sm-6 post-list-item post-item\">\n\t\t\t\t\t<!-- post -->\n\t\t\t\t\t<div class=\"post post-list clearfix\">\n\n\t\t\t\t\t\t<div class=\"thumb rounded\"><div class=\"inner\"><a href=\"https:\/\/finanedi.es\/blog\/modelo-390-iva\/\"><img loading=\"lazy\" decoding=\"async\" width=\"330\" height=\"250\" src=\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/10\/Modelo-390-330x250.jpg\" class=\"attachment-katen-thumb-list size-katen-thumb-list wp-post-image\" alt=\"Modelo 390: IVA. Declaraci\u00f3n Resumen Anual\" \/><\/a><\/div><\/div>  \n\n\t\t\t\t\t\t<div class=\"details clearfix\">\n\t\t\t\t\t\t\t<ul class=\"meta list-inline mb-3\">\n\t\t\t\t\t\t\t\t<li class=\"list-inline-item\"><a href=\"https:\/\/finanedi.es\/blog\/category\/contabilidad\/\">Contabilidad<\/a><\/li>\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<h5 class=\"post-title\"><a href=\"https:\/\/finanedi.es\/blog\/modelo-390-iva\/\">Modelo 390: IVA. Declaraci\u00f3n Resumen Anual<\/a><\/h5>\n\t\t\t\t\t\t\t<p class=\"excerpt mb-0\">\n\t\t\t\t\t\t\t\tEl modelo 390 es una declaraci\u00f3n informativa que resume todas las operaciones relacionadas con el&hellip;\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"post-bottom clearfix d-flex align-items-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t\t\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u00bfQu\u00e9 es el Modelo 145 de IRPF? El Modelo 145 es un documento esencial en el \u00e1mbito fiscal espa\u00f1ol, utilizado por los trabajadores para comunicar a sus empleadores las circunstancias personales y familiares que afectan a la retenci\u00f3n del Impuesto sobre la Renta de las Personas F\u00edsicas (IRPF). Esta comunicaci\u00f3n permite a los empleadores calcular [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":6180,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[84],"tags":[38],"class_list":["post-481","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-modelos-tributarios","tag-modelo"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Modelo 145 de IRPF<\/title>\n<meta name=\"description\" content=\"Descubre todo lo que necesitas saber sobre el Modelo 145 de IRPF en nuestra gu\u00eda completa. Ajusta tus retenciones fiscales y evita problemas futuros.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Modelo 145 de IRPF\" \/>\n<meta property=\"og:description\" content=\"Descubre todo lo que necesitas saber sobre el Modelo 145 de IRPF en nuestra gu\u00eda completa. Ajusta tus retenciones fiscales y evita problemas futuros.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog para pymes y aut\u00f3nomos - FinanEDI\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-01T14:28:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-07T15:02:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Modelo-145.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1580\" \/>\n\t<meta property=\"og:image:height\" content=\"960\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"restevez\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"restevez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/\"},\"author\":{\"name\":\"restevez\",\"@id\":\"https:\/\/finanedi.es\/blog\/#\/schema\/person\/233ed58195d34f36f74f13ba1030ebd8\"},\"headline\":\"Modelo 145 de IRPF\",\"datePublished\":\"2024-09-01T14:28:17+00:00\",\"dateModified\":\"2024-11-07T15:02:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/\"},\"wordCount\":1004,\"publisher\":{\"@id\":\"https:\/\/finanedi.es\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Modelo-145.jpg\",\"keywords\":[\"Modelo\"],\"articleSection\":[\"Modelos tributarios\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/\",\"url\":\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/\",\"name\":\"Modelo 145 de IRPF\",\"isPartOf\":{\"@id\":\"https:\/\/finanedi.es\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Modelo-145.jpg\",\"datePublished\":\"2024-09-01T14:28:17+00:00\",\"dateModified\":\"2024-11-07T15:02:38+00:00\",\"description\":\"Descubre todo lo que necesitas saber sobre el Modelo 145 de IRPF en nuestra gu\u00eda completa. Ajusta tus retenciones fiscales y evita problemas futuros.\",\"breadcrumb\":{\"@id\":\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#primaryimage\",\"url\":\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Modelo-145.jpg\",\"contentUrl\":\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Modelo-145.jpg\",\"width\":1580,\"height\":960,\"caption\":\"Modelo 145\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/finanedi.es\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Modelo 145 de IRPF\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/finanedi.es\/blog\/#website\",\"url\":\"https:\/\/finanedi.es\/blog\/\",\"name\":\"Blog para pymes y aut\u00f3nomos - FinanEDI\",\"description\":\"Blog para aut\u00f3nomos y PYMES, sobre temas como facturaci\u00f3n, contabilidad, tecnolog\u00eda.\",\"publisher\":{\"@id\":\"https:\/\/finanedi.es\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/finanedi.es\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/finanedi.es\/blog\/#organization\",\"name\":\"Blog para pymes y aut\u00f3nomos - FinanEDI\",\"url\":\"https:\/\/finanedi.es\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/finanedi.es\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/02\/FinanEdiAzul1.svg\",\"contentUrl\":\"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/02\/FinanEdiAzul1.svg\",\"width\":142,\"height\":36,\"caption\":\"Blog para pymes y aut\u00f3nomos - FinanEDI\"},\"image\":{\"@id\":\"https:\/\/finanedi.es\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/finanedi.es\/blog\/#\/schema\/person\/233ed58195d34f36f74f13ba1030ebd8\",\"name\":\"restevez\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/finanedi.es\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6c4880db9746e4aa887a98e0ebf657788804dc4280120ef10331a2e6ebb4a9a0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6c4880db9746e4aa887a98e0ebf657788804dc4280120ef10331a2e6ebb4a9a0?s=96&d=mm&r=g\",\"caption\":\"restevez\"},\"url\":\"https:\/\/finanedi.es\/blog\/author\/restevez\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Modelo 145 de IRPF","description":"Descubre todo lo que necesitas saber sobre el Modelo 145 de IRPF en nuestra gu\u00eda completa. Ajusta tus retenciones fiscales y evita problemas futuros.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/","og_locale":"es_ES","og_type":"article","og_title":"Modelo 145 de IRPF","og_description":"Descubre todo lo que necesitas saber sobre el Modelo 145 de IRPF en nuestra gu\u00eda completa. Ajusta tus retenciones fiscales y evita problemas futuros.","og_url":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/","og_site_name":"Blog para pymes y aut\u00f3nomos - FinanEDI","article_published_time":"2024-09-01T14:28:17+00:00","article_modified_time":"2024-11-07T15:02:38+00:00","og_image":[{"width":1580,"height":960,"url":"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Modelo-145.jpg","type":"image\/jpeg"}],"author":"restevez","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"restevez","Tiempo de lectura":"6 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#article","isPartOf":{"@id":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/"},"author":{"name":"restevez","@id":"https:\/\/finanedi.es\/blog\/#\/schema\/person\/233ed58195d34f36f74f13ba1030ebd8"},"headline":"Modelo 145 de IRPF","datePublished":"2024-09-01T14:28:17+00:00","dateModified":"2024-11-07T15:02:38+00:00","mainEntityOfPage":{"@id":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/"},"wordCount":1004,"publisher":{"@id":"https:\/\/finanedi.es\/blog\/#organization"},"image":{"@id":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#primaryimage"},"thumbnailUrl":"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Modelo-145.jpg","keywords":["Modelo"],"articleSection":["Modelos tributarios"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/","url":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/","name":"Modelo 145 de IRPF","isPartOf":{"@id":"https:\/\/finanedi.es\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#primaryimage"},"image":{"@id":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#primaryimage"},"thumbnailUrl":"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Modelo-145.jpg","datePublished":"2024-09-01T14:28:17+00:00","dateModified":"2024-11-07T15:02:38+00:00","description":"Descubre todo lo que necesitas saber sobre el Modelo 145 de IRPF en nuestra gu\u00eda completa. Ajusta tus retenciones fiscales y evita problemas futuros.","breadcrumb":{"@id":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#primaryimage","url":"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Modelo-145.jpg","contentUrl":"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/09\/Modelo-145.jpg","width":1580,"height":960,"caption":"Modelo 145"},{"@type":"BreadcrumbList","@id":"https:\/\/finanedi.es\/blog\/modelo-145-de-irpf-todo-lo-que-necesitas-saber\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/finanedi.es\/blog\/"},{"@type":"ListItem","position":2,"name":"Modelo 145 de IRPF"}]},{"@type":"WebSite","@id":"https:\/\/finanedi.es\/blog\/#website","url":"https:\/\/finanedi.es\/blog\/","name":"Blog para pymes y aut\u00f3nomos - FinanEDI","description":"Blog para aut\u00f3nomos y PYMES, sobre temas como facturaci\u00f3n, contabilidad, tecnolog\u00eda.","publisher":{"@id":"https:\/\/finanedi.es\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/finanedi.es\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/finanedi.es\/blog\/#organization","name":"Blog para pymes y aut\u00f3nomos - FinanEDI","url":"https:\/\/finanedi.es\/blog\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/finanedi.es\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/02\/FinanEdiAzul1.svg","contentUrl":"https:\/\/finanedi.es\/blog\/contenido\/uploads\/2024\/02\/FinanEdiAzul1.svg","width":142,"height":36,"caption":"Blog para pymes y aut\u00f3nomos - FinanEDI"},"image":{"@id":"https:\/\/finanedi.es\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/finanedi.es\/blog\/#\/schema\/person\/233ed58195d34f36f74f13ba1030ebd8","name":"restevez","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/finanedi.es\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6c4880db9746e4aa887a98e0ebf657788804dc4280120ef10331a2e6ebb4a9a0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6c4880db9746e4aa887a98e0ebf657788804dc4280120ef10331a2e6ebb4a9a0?s=96&d=mm&r=g","caption":"restevez"},"url":"https:\/\/finanedi.es\/blog\/author\/restevez\/"}]}},"_links":{"self":[{"href":"https:\/\/finanedi.es\/blog\/wp-json\/wp\/v2\/posts\/481","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finanedi.es\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finanedi.es\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finanedi.es\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/finanedi.es\/blog\/wp-json\/wp\/v2\/comments?post=481"}],"version-history":[{"count":41,"href":"https:\/\/finanedi.es\/blog\/wp-json\/wp\/v2\/posts\/481\/revisions"}],"predecessor-version":[{"id":6183,"href":"https:\/\/finanedi.es\/blog\/wp-json\/wp\/v2\/posts\/481\/revisions\/6183"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finanedi.es\/blog\/wp-json\/wp\/v2\/media\/6180"}],"wp:attachment":[{"href":"https:\/\/finanedi.es\/blog\/wp-json\/wp\/v2\/media?parent=481"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finanedi.es\/blog\/wp-json\/wp\/v2\/categories?post=481"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finanedi.es\/blog\/wp-json\/wp\/v2\/tags?post=481"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}